CreditCourt Forum 2004 Credit Suit Blog CreditCourt & BayHouse Newsletter BayHouse FAQ Fight Back!!! Forum CreditFactors CreditForum.org CreditCourt Forum

Tree View Log Out | Topics | Search
Moderators | Register | Edit Profile

CreditCourt Forum
Expand/Collapse TopicFAQ
Expand/Collapse TopicBaker v. Trans Union, TransUnion Interactive (True Credit...
Expand/Collapse TopicDr. Hollander v. Christine Baker
Expand/Collapse TopicBaker v. I.C. System and collectors Dave, Karen and Turonda
Expand/Collapse TopicBaker v. United Online (NetZero)
Expand/Collapse TopicBaker v. Trans Union, Equifax, Experian, Dana Capital, NC...
Expand/Collapse TopicHillis / Slack v. Equifax + Fair Isaac class action
Expand/Collapse TopicBaker v. Focus Receivables and James Hurd
Expand/Collapse TopicBaker v. Capital One, Equifax, Ameriquest and Target (RNB...
Expand/Collapse TopicBaker v. Fair Isaac, CRAs , American Agencies, Pacific B...
My summary of credit events leading up to my suit
The Appeal
4/12/07: Notice of Appeal
9/21/07: my Opening Brief
6/13/06: excerpt of the Kimberly Hughes deposition
7/18/04: Kimberly Hughes, Experian, perjurous declaration
3/20/03: American Agencies, Thomas Wells collection fax
10/15/07 Experian Corporate Disclosure
10/15/07 Experian Motion for Extension of Time to Respond
11/2/07: American Agencies Response
12/21/07 Experian Response
1/22/08 my Reply brief
9/19/08 Appeals court AFFIRMS
9/19/08 Post Judgment Form
10/3/08: Petition for Panel Rehearing with Suggestion for...
11/19/08: Order denying Petition
Experian
5/24/06: Experian Motion for Protective Order
6/2/06: My Opposition to the Experian Motion for Protect...
The depositions of Kimberly Hughes, Dudley Hall and Kathl...
ConsumerInfo.com
1/28/04 - CIC Motion to dismiss granted in part
1/28/04 - The 14 page CIC order
8/20/03 - the CIC response to my Objection
8/20/03 - CIC response to my Objection pg. 6 (36 kb)
8/20/03 - CIC response to my Objection pg. 5 (49 kb)
8/20/03 - CIC response to my Objection pg. 4 (92 kb)
8/20/03 - CIC response to my Objection pg. 3 (90 kb)
8/20/03 - CIC response to my Objection pg. 2 (112 kb)...
8/20/03 - CIC response to my Objection pg. 1 (67 kb)
8/12/03 - My Objection to Motion to Dismiss, Responsive M...
7/24/03 - CIC Notice of Motion and Motion to Dismiss
7/24/03 - CIC Motion to Dismiss p.1 (48 kb)
7/24/03 - CIC Motion to Dismiss p. 2 (44 kb)
7/24/03 - CIC Motion to Dismiss TOC p. 1 (24 kb)
7/24/03 - CIC Motion to Dismiss TOC p. 2 (42 kb)
7/24/03 - CIC Motion to Dismiss TOC p. 3 (14 kb)
7/24/03 - CIC Memorandum p. 1 (52 kb)
7/24/03 - CIC Memorandum p. 2 (59 kb)
7/24/03 - CIC Memorandum p. 3 (57 kb)
7/24/03 - CIC Memorandum p. 4 (60 kb)
7/24/03 - CIC Memorandum p. 5 (61kb)
7/24/03 - CIC Memorandum p. 6 (70kb)
7/24/03 - CIC Memorandum p. 7 (56 kb)
7/24/03 - CIC Memorandum p. 8 (49 kb)
6/20/03 - CIC Stipulation to extend time to answer
6/30/03 - Notice of filing signature page - pg. 3 (46 kb)...
6/30/03 - Notice of filing signature page - pg. 2 (37 kb)...
6/30/03 - Notice of filing signature page - pg. 1 (54 kb)...
6/16/03 Order for Admission of Attorney Pro Hac Vice
6/16/03 Richard Grabowski Order for Admission of Attorney...
6/16/03 Courtney Vaudreuil Order for Admission of Attorne...
My 3/19/03 Complaint - The CIC related paragraphes 330 to...
American Agencies
12/13/04 -- Order granting Summary Judgment p. 9 - 16
12/13/04 -- Order granting Summary Judgment p. 1 - 8
My claims against Pacific Bell, American Agencies, Tom We...
5/27/04 - Thomas Wells Declaration
6/9/04 - Am. Ag. and Thomas Wells Motion for Summary Judg...
6/9/04 - Am. Ag. and Thomas Wells Motion for Summary Judg...
7/12/04 - my Response to the Motion for Summary Judgment
7/12/04 - My Response to the Motion for Summary Judgment
7/9/04 - My affidavit
7/12/04 - My Exhibits
7/12/04 - Exh. 1: The 1/14/04 Experian credit reporting
7/12/04 - Exh. 2: The 3/20/02 Wells fax cover sheet
7/12/04 - Exh. 3: Experian inquiries
7/12/04 - Exh. 4: American Credit Agencies suspension
7/12/04 - Exh. 5 & 6: American COLLECTION Agencies not ...
7/12/04 - Exh. 7 & 8: My 1/31/02 small claims complaint...
7/12/04 - Exh. 9: The 8/21/02 Mediation Hearing Notice
7/30/04: American Agencies reply
7/30/04 - Am. Ag. Reply in Support of Summary Judgment
7/30/04 - Am. Ag. Reply in Support of Summary Judgment
7/30/04 - New declaration Tom Wells
7/30/04 - Declaration Kimberly Hughes
7/30/04 - Am. Ag. Exh. 1: Torrance Business Associates, I...
7/30/04 - Am. Ag. Exh. 2: Torrance Business Associates, Inc.
7/30/04 - Am. Ag. Exh. 3: American Credit Agencies, Inc.
7/30/04 - Am. Ag. Exh. 4: American Credit Agencies, Inc. ...
7/30/04 - The 3rd declaration Tom Wells
Miscellaneous documents
Serving American Agencies
5/26/03 - fax to Tom Wells, Am. Ag. legal department manager
American Credit Agencies corporate history, name changes ...
6/14/1995 -- Articles of Incorporation American Credit Ag...
5/3/99 - Statement American Credit Agencies, Inc.
5/6/04 -- Certificate of Amendment Name Change American C...
6/9/04 - Secretary of State - Torrance Business Associate...
1/1/2000 -- American Credit Agencies, Inc., Articles of I...
6/15/01 -- Statement American Credit Agencies Inc.
6/3/04 -- Certificate of filing American Credit Agencies,...
6/3/04 -- Certificate of filing + suspension American Cre...
Exhibits
11/12/02: complaint about Cap One to Federal Reserve Bank...
1/30/03 - request for update on status of investigation f...
11/21/02 - response by James McAfee, Senior VP and Genera...
3/28/04 - My renewed complaint about Cap One to Federal R...
Household: Exhibits A - E
Exhibit A - 5/25/03 misdelivered Waiver
6/25/03 - Envelopes for misdelivered CreditData SW Waiver...
6/25/03 - Misdelivered CreditData SW Waiver (83 kb)
Exhibit B - 9/8/2000 Household deletion letter
Exhibit B - 9/8/00 Terry Watson deletion letter (38 kb)...
Exhibit C - 6/21/01 Certified Domestic Return Receipt
6/21/03 - Certified mail return receipt (43 kb)
Exhibit D - 10/26/01 letter from Household
10/26/01 -- Household letter requesting court papers (41 ...
Exhibit E - 10/29/01 fax to Household with court papers
Exhibit E -- my 10/29/01 fax to Terry Watson, Household ...
ConsumerInfo.com: Exhibits F - L
EXHIBIT F -- Trans Union and Equifax locked plaintiff’s ...
EXHIBIT G -- Plaintiff’s communications regarding Consume...
EXHIBIT H – Plaintiff’s ConsumerInfo.com tri-merged report
EXHIBIT I – Plaintiff’s CreditExpert Experian consumer di...
EXHIBIT J – Plaintiff’s PrivacyGuard tri-merged report da...
EXHIBIT K – Plaintiff’s myFICO Experian credit report & v...
EXHIBIT L – Plaintiff’s snail mailed 8/5/03 Trans Union c...
Craig Smith, Experian CEO: Exhibits M - Q
EXHIBIT M - The GUS 2003 Annual Review and Summary Finan...
EXHIBIT N – Experian STILL refuses to report the Capital ...
EXHIBIT O – Carla Blair, Experian, 1/5/01 deposition
EXHIBIT P – Plaintiff’s notices to the CRAs, requesting t...
EXHIBIT Q – Plaintiff’s 11/12/02 complaint to J. Alfred B...
Compass Bank: Exhibits R - T
EXHIBIT R -- Communications with Compass Bank
1) 9/23/03 - Plaintiff’s fax to David Scott in the Compas...
2) 8/10/01 - Plaintiff’s e-mail to Compass Bank’s Carolin...
3) 8/10/01 - E-mail notice: “Caroline.Owens@compassbnk.co...
EXHIBIT S – The Kingman Justice Court small claims suits
1) 6/5/02 - Plaintiff’s Objection to the Compass Bank Mot...
2) 6/11/02 - Attorney Robert Brooks’ Reply, he ignored pl...
3) 7/23/02 - Plaintiff’s Motion to Reopen the first case
EXHIBIT T – The Capital One checks and the Compass Bank d...
1) 3/25/03 - Capital One “Purchase Check Offer” (168 kb)...
2) 5/25/03 Capital One check offer
3) The Compass Bank letter stating that they do not accep...
Pacific Bell: Exhibits U - V
Exhibit U: Pacific Bell cancelled check, statements and d...
1) 11/1/96 - Plaintiff’s cancelled check for $127.36
2) 11/29/96 – Plaintiff’s Home Savings of America stateme...
3) 11/29/96 – Plaintiff’s Home Savings of America stateme...
4) 12/15/97 –Pacific Bell “Revised Closing Bill” with no ...
5) 2/5/98 – Plaintiff’s certified mailing and proof of de...
6) 12/10/01 – Plaintiff’s dispute with Ms. Temple, Americ...
7) 1/28/02 – Plaintiff’s call summary of her conversation...
8) 1/31/02 – Plaintiff’s Pacific Bell small claims compl...
9) 2/4/02 – Proof of service for the small claims complai...
Fair Isaac: Exhibits W - X
Exhibit W: Various credit scoring documentation
Exhibit X: Plaintiff's communications with Fair Isaac
Capital One: Exhibits Y - Z
Exhibit Y -- Capital One and the many “distinct and sepa...
Exhibit Z – The Waiver of Service and attempts to contact...
FTC & FCC: Exhibits AA - AI
Trans Union CEO Harry Gambill: Exhibits AJ
Trans Union: Exhibit AK
FRB Richmond & James McAfee: Exhibits AL - AN
Exhibit AL: 1-30-03 fax to James McAfee
Exhibits AM: The speadsheets with the B/L Ratio
Exhibit AN-1: My B/L ratio according to the CIC tri-merge...
Exhibit AN-2: 2/28/04 letter to CIC attorney Courtney Vau...
Exhibit AN-3: The 2/27/04 CIC incorrect and incomplete tr...
Exhibit AN-3 Part 2: The 2/27/04 CIC credit score explana...
3/19/03 Complaint and Motion for Leave to Amend
3/19/03: The Complaint
The entire complaint in Word format
Preliminiary Statement, Jurisdiction, Venue, Parties
Fair Isaac, Thomas G. Grudnowski, Thomas J. Quinn, Barry ...
Pacific Bell, American Agencies, Tom Wells, Professional ...
Trans Union and Harry Gambill
Equifax, Thomas F. Chapman, Robert Gray and Nelnet
Experian, Craig Smith and CreditData SW
ConsumerInfo.com
Verizon and FCC
Compass Bank
Providian
T-Mobile
Household
Capital One, FRB Richmond and James McAfee
Causes of Action - Prayer for Relief
3/15/06: Motion for Leave to Amend Complaint
3/28/06 Verizon Opposition
4/5/06: My Reply in Support of my Motion for Leave to Amend
6/17/06 Amended Complaint
Case Management and Disclosure/Discovery Issues
2/13/06 Joint Case Management Plan and proposed Order
Discovery issues: the Equifax disclosures and my Verizon ...
11/29/05 Joint Proposed Case Management Plan
Initial Disclosures and Discovery
12/5/05: my Initial Disclosures
Verizon
12/9/05: Verizon Initial Disclosures
1/25/06: My responses to the Verizon Interrogatories
3/17/06: Verizon Admissions
3/20/06: Verizon Responses to Interrogatories
3/20/06: Verizon Responses to Requests for Production of ...
Experian
12/9/05: Experian / ConsumerInfo.com Initial Disclosures
12/9/05: Experian / ConsumerInfo.com Initial Disclosures
5/8/01 Experian report -- EXP0001 - 0016
7/23/01 Experian report EXP0017 - 0032
8/16/01 Experian report EXP0033 - 0050
9/25/01 - PlanetFeedBack letter re representation EXP0051...
11/12/01 Experian report EXP0056 - 0070
2002 Small Claims suit re inquiries EXP0071-0080
2/23/02 Experian report EXP0081 - 0094
2002 my faxes to Carla Blair re complete report EXP0095-...
3/25/03 my billing history for tri-merged and fake score ...
1/14/02 Experian report EXP0109 - 0124
2/23/02 Experian report EXP0125 - 00138
4/21/02 Experian report EXP0139 - 0154
4/22/02 Experian report EXP0155 - 0170
5/25/02 Experian investigation results and report EXP0171...
5/31/02 Experian investigation results and report EXP0173...
6/7/02 Experian report EXP0187 - 0200
7/28/02 Experian report EXP0201 - 0214
8/8/02 Experian investigation results and report EXP0215 ...
9/16/02 Experian report EXP0227 - 0240
10/4/02 Experian investigation results and report EXP0241...
11/3/02 Experian report EXP0253 - 0266
11/7/02 Experian investigation results and report EXP0267...
11/21/02 Experian investigation results and report EXP027...
12/25/02 Experian report EXP0293 - 0306
2/4/03 Experian report EXP0307 - 0320
2/10/03 Experian investigation results and report EXP0321...
3/15/03 Experian report EXP0335 - 0348
5/5/03 Experian report EXP0349 - 0360
5/14/03 Experian investigation results and report EXP0361...
7/1/03 Experian report EXP0373 - 0384
8/13/03 Experian report EXP0385 - 0396
11/10/05 Experian investigation results and report EXP039...
4/3/06: My Responses to the Experian discovery requests
3/27/06: Experian discovery responses
ConsumerInfo.com
3/27/06 CIC discovery responses
MIS dba CreditData SW
12/5/05: MIS (CreditData Southwest)
12/5/05 MIS Initial Disclosures
8/8/01 dispute to Experian MIS00001 - 00007
9/10/01 MIS dispute results and report MIS00008 - 00023
7/23/01 MIS report MIS00024 - 00037
8/01 MIS CDV Capital One & Union Bank MIS00038 - 00039
10/5/01 my MIS dispute Am. Ag & Union Bank MIS00040 - 000...
10/30/01 MIS AmAg dispute results and report MIS00043 - 0...
10/30/01 MIS CDV Union Bank MIS00059
5/13/02 MIS CDV Capital One MIS00060
5/31/02 MIS dispute results and report MIS00061 - 00073
5/02 MIS CDV + ACDV Capital One, Providian, Fleet MIS0007...
7/6/02 MIS dispute results and report MIS00078 - 00081
6/14/02 MIS CDV Capital One MIS00082
11/3/02 MIS report MIS00083 - 00096
11/7/02 MIS dispute results Target and report MIS00097 - ...
11/3/02 my request for investigation procedures to Experi...
5/1/03 Experian website printout explaining investigation...
8/27/03 blog posting re. MIS refusal to take telephone di...
11/21/02 MIS dispute results Capital One and report MIS00...
1/29/03 MIS dispute results Judgment and report MIS00130 ...
2002 MIS National Union Fire E & O MIS00142 - 00160
Nelnet
12/9/05: Nelnet Initial Disclosures
Nelnet NEL 0006: 5/27/03 fax to Nelnet attorney Bill Munn...
Nelnet NEL 0014: 2/97 CRA verification of Equifax as "in...
Dismissed Defendants
CreditData SW - Merchant Information Solutions (MIS)
2/10/04 - The MIS offer to settle for $0
2/10/04 - MIS Stipulation to Dismiss
2/10/04 - The MIS Exhibits
The MIS listing of Exhibits
Exhibit 1: MIS VP Steve Keim Declaration
Exhibit 2: My 8/8/01 dispute
Exhibit 2: The 5/8/01 Experian report included with my di...
2/10/04 - MIS Motion for Summary Judgment
2/10/04 - MIS Corporate Disclosure
2/10/04 - MIS Motion for Summary Judgment
2/10/04 - MIS Motion for Summary Judgment
2/10/04 - MIS Statement of Facts
3/5/04 - My Request for Extension of Time to Respond
4/14/04 - My Objection, Affidavit, Response to MIS Statem...
4/14/04 - My Response to the MIS Statement of Facts
4/14/04 - My Response to the MIS Motion for Summary Judgment
4/14/04 - My 4/13/04 Affidavit
4/14/04 - My Motion to Exceed Page Limitation
4/14/04 - My Table of Exhibits
5/19/04 -- Supplemental Memorandum in support of my Objec...
6/18/04 - Order re. MIS Motion for Summary Judgment
6/18/04 - Order re. MIS Motion for Summary Judgment
6/18/04 - Order re. MIS Motion for Summary Judgment
6/18/04 - Order re. MIS Motion for Summary Judgment
Nelnet
Washington Post and Senator Durbin: Giving Students Due ...
7/16/03 - Nelnet Answer
7/16/03 - Nelnet Answer p. 1 (47 kb)
7/16/03 - Nelnet Answer p. 2 (56 kb)
7/16/03 - Nelnet Answer p. 3 (60 kb)
7/16/03 - Nelnet Answer p. 4 (54 kb)
7/16/03 - Nelnet Answer p. 5 (59 kb)
7/16/03 - Nelnet Answer p. 6 (46 kb)
7/16/03 - Nelnet Answer p. 7 (36 kb)
7/16/03 - Nelnet Rule 7.1 Disclosure (43 kb)
5/30/03 - Nelnet response: will sign waiver + faxed UDF
5/30/03 - scan fax (39 kb)
4/3/03 - scan Universal Data Form (UDF) (82 kb)...
5/26/03 - fax to Bill Munn, attorney with Nelnet
4/15/03 - Nelnet reporting LATES to Experian instead of r...
4/7/03: Spoke with Nelnet attorney Bill Munn
Questions and admissions for Nelnet.
Serving Nelnet
T-Mobile (Deutsche Telekom)
2/17/05 - I accepted the $3,000 offer of judgment
8/18/03 - T-Mobile Settlement Proposal
8/18/03 - T-Mobile Settlement Proposal (77 kb)
Factual allegations from my Complaint
6/24/03 - T-Mobile Answer
6/24/03 - T-Mobile Answer p. 1 (43 kb)
6/24/03 - T-Mobile Answer p. 2 (51 kb)
6/24/03 - T-Mobile Answer p. 3 (51 kb)
6/24/03 - T-Mobile Answer p. 4 (76 kb)
6/24/03 - T-Mobile Answer p. 5 (32 kb)
6/24/03 - T-Mobile Rule 7.1 Disclosure (41 kb)
Capital One
Cap One received the complaint 8/21/03 - no response yet
Compass Bank
My 2002 small claims suits
Compass Bank related paragraphs from my Complaint
9/2/03 - no record of my Complaint
9/25/03 - Compass Bank Motion to Dismiss
The transciption of the Compass Bank Motion to Dismiss
9/25/03: Compass Bank Motion to Dismiss pg. 1 (76 kb)...
9/25/03: Compass Bank Motion to Dismiss pg. 2 (28 kb)...
9/25/03: Compass Bank Motion to Dismiss pg. 3 (115 kb)...
9/25/03: Compass Bank Motion to Dismiss pg. 4 (110 kb)...
9/25/03: Compass Bank Motion to Dismiss pg. 5 (111 kb)...
9/25/03: Compass Bank Motion to Dismiss pg. 6 (114 kb)...
9/25/03: Compass Bank Motion to Dismiss pg. 7 (106 kb)...
9/25/03: Compass Bank Motion to Dismiss pg. 8 (105 kb)...
9/25/03: Compass Bank Motion to Dismiss pg. 9 (31 kb)...
10/14/03 - My Objection and Motion to Compel Answer
10/14/03 - Objection to Motion to Dismiss and Motion to C...
10/14/03 - Responsive Memorandum
10/14/03 - Table of Exhibits
Equifax
Experian CEO Craig Smith
8/12/03 - Experian Answer
8/12/03 - Craig Smith, CEO Experian, Notice of Motion to ...
8/12/03 - Craig Smith's Notice of Motion to Dismiss - p. ...
8/12/03 - Craig Smith's Notice of Motion to Dismiss - p. ...
8/12/03 - Craig Smith's Memorandum of Points and Authorit...
8/12/03 - Craig Smith's Memorandum of Points and Authorit...
8/12/03 - Craig Smith's Memorandum of Points and Authorit...
8/12/03 - Craig Smith's Memorandum of Points and Authorit...
8/12/03 - Craig Smith's Memorandum of Points and Authorit...
8/12/03 - Craig Smith's Memorandum of Points and Authorit...
8/12/03 - Craig Smith's Memorandum of Points and Authorit...
8/28/03 - Christine's Objection to Craig Smith's Motion t...
8/28/03 - Objection to Craig Smith's Motion to Dismiss
8/28/03 - Responsive Memorandum (Craig Smith dismissal)...
8/28/03 - Exhibits M - Q
9/8/03 - Craig Smith's Reply in Support of his Motion to ...
9/8/03 - Craig Smith's Reply in Support of his Motion to...
9/8/03 - Craig Smith's Reply in Support of his Motion to...
9/8/03 - Craig Smith's Reply in Support of his Motion to...
9/8/03 - Craig Smith's Reply in Support of his Motion to ...
9/8/03 - Craig Smith's Reply in Support of his Motion to ...
9/8/03 - Craig Smith's Reply in Support of his Motion to ...
Fair Isaac - credit scoring
3/19/03 - Fair Isaac relevant paragraphs from the Complaint
6/15/03 - Fair Isaac on inquiries - lies, lies, lies ....
6/15/03 - screenshot (97 kb) of Fair Isaac on inquiries w...
6/3/03 - ALL data provided to Fair Isaac may be sold to A...
"Validating" credit scoring
10/21/03 - Fair Isaac Motion to Dismiss
10/21/03 - Motion to Dismiss p. 1 (76 kb)
10/21/03 - Motion to Dismiss p. 2 (93 kb)
10/21/03 - Motion to Dismiss p. 3 (90 kb)
10/21/03 - Motion to Dismiss p. 4 (94 kb)
10/21/03 - Motion to Dismiss p. 5 (93 kb)
10/21/03 - Motion to Dismiss p. 6 (89 kb)
10/21/03 - Motion to Dismiss p. 7 (96 kb)
10/21/03 - Motion to Dismiss p. 8 (52 kb)
10/21/03 - Motion to Dismiss p. 9 (54 kb)
10/21/03 - Motion to Dismiss p. 10 (34 kb)
10/21/03 - Notice of Hearing p. 1 (78 kb)
10/21/03 - Notice of Hearing p. 2 (59 kb)
10/21/03 - Notice of Hearing p. 3 (53 kb)
10/21/03 - Notice of Hearing p. 4 (33 kb)
11/24/03 - My Objection
Exhibits W - X
11/24/03 - The Objection and Memorandum
1/28/04 - Fair Isaac dismissed
12/28/04 - Order to dismiss for lack of subject matter ju...
FTC & FCC
1/26/04: My reply to the FTC/FCC motion to dismiss
1/26/04: Exhibits AA - AI (FTC & FCC)
Household (Orchard Bank)
6/24/03 - Motion to Dismiss, or in the alternative, Motio...
Motion to dismiss or compel arbitration - p. 1 (66 kb)...
Motion to dismiss or compel arbitration - p. 2 (79 kb)...
Motion to dismiss or compel arbitration - p. 3 (82 kb)...
Motion to dismiss or compel arbitration - p. 4 (94 kb)...
Motion to dismiss or compel arbitration - p. 5 (74 kb)...
Motion to dismiss or compel arbitration - p. 6 (95 kb)...
Motion to dismiss or compel arbitration - p. 7 (60 kb)...
Affidavit of Stephanie Jimenez in Suport [sic] of Defenda...
Affidavit of Stephanie Jimenez in Suport [sic] of Defenda...
Affidavit of Stephanie Jimenez in Suport [sic] of Defenda...
Transcript: Affidavit of Stephanie Jimenez in Suport [sic...
Exhibit A: Orchard Card Agreement p. 1 (147 kb)
Exhibit A: Orchard Card Agreement p. 2 (140 kb)
Exhibit A: Orchard Card Agreement p. 3 (139 kb)
Exhibit A: Orchard Card Agreement p. 4 (152 kb)
Exhibit A: Orchard Card Agreement p. 5 (147 kb)
Exhibit A: Orchard Card Agreement p. 6 (150 kb)
Exhibit A: Orchard Card Agreement p. 7 (170 kb)
Exhibit A: Orchard Card Agreement p. 8 (194 kb)
6/26/03 - Household Notice of Errata
6/26/03 - Household Notice of Errata (55 kb)
7/17/03 - Motion for Summary Disposition on Household Ban...
7/17/03 - Motion for Summary Disposition p. 1 (57 kb)...
7/17/03 - Motion for Summary Disposition p. 2 (35 kb)...
7/23/03 - Objection to the Household Motion to ....
8/1/03 - Household Reply in Support of Motion to Dismiss
8/1/03 - Household Reply in Support of Motion to Dismiss ...
8/1/03 - Household Reply in Support of Motion to Dismiss ...
8/1/03 - Household Reply in Support of Motion to Dismiss ...
8/1/03 - Household Reply in Support of Motion to Dismiss ...
8/1/03 - Household Reply in Support of Motion to Dismiss ...
8/1/03 - Household Reply in Support of Motion to Dismiss ...
8/1/03 - Household Reply in Support of Motion to Dismiss ...
9/19/03 - Order to Dismiss Household
9/19/03 - Order to Dismiss Household pg. 1 - (63 kb)
9/19/03 - Order to Dismiss Household pg. 2 - (109 kb)...
9/19/03 - Order to Dismiss Household pg. 3 - (92 kb)
9/19/03 - Order to Dismiss Household pg. 4 - (95 kb)
9/19/03 - Order to Dismiss Household pg. 5 - (99 kb)
9/19/03 - Order to Dismiss Household pg. 6 - (61 kb)
10/11/03 - e-mail to Lisa Coulter and Carrie M. Francis,...
Pacific Bell
2/24/04 - Motion for Reconsideration Denial
2/11/04 - Pacific Bell Objection to Motion for Reconsider...
2/2/04 - My Declaration
2/2/04 - Motion for Reconsideration
1/28/04 - Pacific Bell dismissed for lack of personal ju...
1/28/04 - The Pacific Bell dismissal - 16 pages (1.5 mb)...
11/5/03 - My Objection and Responsive Memorandum
11/5/03 - Exhibits U - V
11/5/03 - My Responsive Memorandum
11/5/03 - My Objection to the Motion to Dismiss
10/7/03 - Pacific Bell Motion to Dismiss, Memorandum, Dec...
10/7/03 - Proof of Service p. 1 (38 kb)
10/7/03 - Proof of Service p. 2 (75 kb)
10/7/03 - Pacific Bell Notice of Motion to Dismiss p. 1 (...
10/7/03 - Pacific Bell Notice of Motion to Dismiss p.2 (2...
10/7/03 - Pacific Bell Motion to Dismiss & Memorandum p.1...
10/7/03 - Pacific Bell Motion to Dismiss & Memorandum p. ...
10/7/03 - Pacific Bell Motion to Dismiss & Memorandum p. ...
10/7/03 - Pacific Bell Motion to Dismiss & Memorandum p. ...
10/7/03 - Pacific Bell Motion to Dismiss & Memorandum p. ...
10/7/03 - Pacific Bell Motion to Dismiss & Memorandum p. ...
10/7/03 - Pacific Bell Motion to Dismiss & Memorandum p. ...
10/7/03 - Pacific Bell Motion to Dismiss & Memorandum p. ...
10/7/03 - Susan A. Johnson, VP Finance, Declaration p. 1 ...
10/7/03 - Susan A. Johnson, VP Finance, Declaration p. 2 ...
10/7/03 - Julie Wiedner, Corporate Manager, TX, Declarati...
10/7/03 - Julie Wiedner, Corporate Manager, TX, Declarati...
10/7/03 - Zulkifli Iljas, Manager, Executive Office Appea...
10/7/03 - Zulkifli Iljas, Manager, Executive Office Appea...
10/7/03 - Proposed Order to Dismiss (61 kb)
11/1/1996 - my cancelled check for $127.36
Excerpts from the complaint relevant to Pacific Bell
Trans Union CEO Harry Gambill
11/25/03 - Harry Gambill Motion to Dismiss (Scans p. 1-8)...
11/25/03 - Harry Gambill Answer (Scans p. 9-18)
11/25/03 - Harry Gambill Answer (scans p. 19-28)
11/25/03 - Harry Gambill Declaration (scans p. 1-3)
1/29/04 - My Objection to the Harry Gambill Motion to Dis...
1/29/04 - My Exhits AJ
2/4/04 - Harry Gambill's reply
Federal Reserve Bank of Richmond & James McAfee
1/13/00 - The FFIEC Advisory Letter condoning illegal cre...
4/12/04 McAfee reply, he refuses to do anything
3/28/04 - my renewed complaint and request for a substant...
3/3/04 - The FRB-R & McAfee Notice of Errata
3/1/04: My Objection to the FRB-R and James McAfee's Mot...
3/1/04: Exhibits AL - AN
Professional Recovery
3/28/03 - Serving Professional Recovery
5/26/03 - fax to McKenzie re. settlement VM and intimidat...
6/10/03 - called Stewart McKenzie, will sign waiver
6/30/03 - Professional Recovery CEO Statement
2/19/02 - The Universal Data Form (UDF) to the CRAs
6/30/03 - The $1,000 settlement check
Providian
1/13/03 - Providian reports to Experian "$4,959 past due ...
9/13/01 - PayPal/Providian decline (49 kb)
5/21/02 - Equifax verified the DUPLICATE reporting (103 k...
Trans Union
8/24/04: Order to dismiss Trans Union
5/26/04: My Objection to the TU Motion to Dismiss
5/13/04: Order denying the TU motion for security of costs
5/7/04 -- TU Motion to Dismiss
2/23/04: My objection to the TU motion for security of c...
2/5/04: TU Motion for Security for Costs (scanned)
2/5/04 - TU Exhibit 1: Affidavit of M. Kasey Ratliff in S...
2/5/04 - TU Exhibit 1-A: "About me" from my BayHouse.com ...
2/5/04 - TU Exhibit 1-B: "I wouldn't buy from ARM Compute...
2/5/04 - TU Exhibit 1-C: The 4/24/02 Compass Bank small ...
2/5/04 - TU Exhibit 1-D: The 6/27/02 Compass Bank small c...
2/5/04 - TU Exhibit 1-E: My Summary of credit events lead...
Listing of discovery questions
Verizon Wireless
7/22/03 -- Verizon Answer
2/14/06: Verizon Motion for Summary Judgment
2/14/06: Verizon Statement of Facts
3/20/06: my Objection
4/4/06: Verizon Reply and Response to Controverting State...
4/14/06: Verizon Motion for Protective Order and Stay of ...
4/26/06 - my Response to the Verizon Motion for Protectiv...
4/26/06 Order granting Verizon and Experian Discovery Stay
Miscellaneous filings, docket, etc.
Civil Docket for case #: 03-CV-525
Reimbursement of Cost of Service
8/24/04 -- Order to deny reimbursement of costs of service
8/24/04 -- Order to deny reimbursement of costs
Appeal dismissed for lack of jurisdiction
11/23/04 -- Order to dismiss appeal
Judge Martone transferred case to clerk for reassignment
7/21/03 - scanned Memorandum of reassignment (37 kb)
7/21/03 - scanned Order for transfer (33 kb)
7/21/03 - Cover letter (39 k)
1/26/06 - Order setting Rule 16 scheduling conference
Expand/Collapse TopicBaker v. Access Sales (aka fax.com) and many other junk f...
Expand/Collapse TopicBaker v. Midern Inc. (Sager Notebooks)
Expand/Collapse TopicBaker v. First Magnus Financial DBA Great Southwest Mortgage
Expand/Collapse TopicSearle v S&P Capital and Citifinancial
Expand/Collapse TopicRandy v. CRAs, First USA - Bank One, Fleet and Discover
Expand/Collapse TopicCrystal v. FNANB (Circuit City)
Expand/Collapse TopicAmeriCredit accounting FRAUD and PERJURY
Expand/Collapse TopicEleanor Chase v. First USA, Trans Union and Equifax
Expand/Collapse TopicWells Fargo & many other banks - Lynette is NOT the only ...
Expand/Collapse TopicTyrelle v. Holloway Credit
Expand/Collapse TopicNH Higher Ed (NHHEAF) re-aging ALL defaulted PAID studen...
Expand/Collapse TopicCapital One - exempt from FCRA and Truth in Lending Act?
Expand/Collapse TopicCapital One and Amerix, fka Genus Credit Management (coll...
Expand/Collapse TopicWells Fargo Bank v. Robex, Inc. and Rebecca Adams
Expand/Collapse TopicEquifax
Expand/Collapse TopicEquifax and CSC WILLFUL Enablement of Identity Theft
Expand/Collapse TopicTrans Union
Expand/Collapse TopicExperian - ConsumerInfo.com - CreditExpert.com
Expand/Collapse TopicSnake oil scores: CreditXpert and bureau scores
Expand/Collapse TopicProvidian
Expand/Collapse TopicAfter bankruptcy credit reporting violations
Expand/Collapse TopicCollector and Creditor FCRA & FDCPA documented violations...
Expand/Collapse TopicFTC - Congress
Expand/Collapse TopicDecline letters - damages
Expand/Collapse TopicConsumerInfo.com - PrivacyGuard
Expand/Collapse TopicFair Isaac - the designers of the credit scoring fraudware
Expand/Collapse TopicFirst USA - Bank One - First Bank
Expand/Collapse TopicHousehold - HFC - Orchard - Beneficial
Expand/Collapse TopicAttorneys - Pro Se - Publish
Expand/Collapse TopicLinks to articles, case law, etc

Topics | Last Day | Last Week | Tree View | Search | User List | Help/Instructions | Program Credits Administration