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Christine
Board Administrator
Username: Christine

Post Number: 1746
Registered: 09-2002
Posted on Sunday, January 11, 2004 - 04:59 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

First North American National Bank counsel Kenneth H. Edwards wrote on 12/22/03:

"My review of the case shows that FNANB did have a permissible purpose to review your credit bureau [sic] after the bank was notified of your Chapter 7 bankruptcy filing in March 2003. After FNANB determined that it had closed your credit account at an earlier date, it closed its 2003 bankruptcy file. FNANB has taken no action outside the scope of the law or with improper motive or intent.

As is required by most courts, I will be glad to discuss this case with you in January to determine whether we can resolve this matter without litigation. I will attempt to contact you .... "

On 12/29/03 he wrote:

"... I understand your position and, although I disagree with your legal conclusion, FNANB would like to resolve this matter to your satisfaction.

In an effort to resolve this matter, I noted in the account information that you had requested that the credit bureau inquiry be deleted from your credit bureau. [sic] Without admission of any wrongdoing by FNANB, wrongdoing being strictly denied, and in order to fully settle and resolve all matters between you and the bank, FNANB would be willing to instruct the three national credit bureaus to delete the account inquiry if you will agree to dismiss your pending suit against FNANB with prejudice.

I hope that this offer meets your objective to clear this inquiry from your credit bureau and that you will agree to this proposal. ...."

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