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Christine Baker (Admin)
Board Administrator
Username: Admin

Post Number: 93
Registered: 08-2002
Posted on Sunday, September 01, 2002 - 01:45 am:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

From the Beacon site:

Delinquencies and Derogatory information on accounts

Delinquency information is provided by the lender when you have missed a payment on your credit obligation. Other derogatory indicators, such as a comment with the credit obligation (for example, "account included in bankruptcy"), are also considered negative by the FICO score. Typically, late payment information on your credit obligations is reported by the lender as 30 days, 60 days, 90 days, 120 days, 150 days, 180 days late or as a charged-off account.

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