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Christine Baker
Board Administrator
Username: Admin

Post Number: 1020
Registered: 08-2002
Posted on Saturday, June 14, 2003 - 03:36 am:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

This is a credit report formatted for SALE to creditors.

application/pdf2001 TU credit report in creditor format
TU TRAINING GUIDE.pdf (189.1 k)


Included are:

"***TRANSRISK NA*** TransRisk New Account
is a risk model that predicts the likelihood
of a consumer becoming 90 days or
more delinquent within 24 months.
manner of payment."

and

"Total number of trades. TRD value is the
sum of RVL, INST, MTG and OPN values."

+ many other totals.

I find it interesting that Trans Union EXPLAINS this creditor report, but not the consumer disclosures.

I still don't know how TU ages accounts off the reports and the reporting of late payments on consumer reports is incomprehensible.

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