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Christine
Board Administrator
Username: Christine

Post Number: 1854
Registered: 09-2002
Posted on Saturday, February 14, 2004 - 03:00 am:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

Since I only get to ask a few questions, I'm going to post my questions here.

If you have any answers (from other suits or publications), please contact me at christine@bayhouse.com. Also appreciate any suggestions for the proper phrasing of my questions.

1) CEO Gambill claims that over 30% of disputes are from credit repair companies.

How do they know?

How many % and # of consumer disputes are refused by TU with the "credit repair" letter?

How many % and # of consumer disputes are refused by TU with the "need more ID" letter?

(This is relevant because they refused my dispute.)

2) Litigation

How many active suits?
How many suits filed last year?
Settled?
Pay out?
How many times was TU awarded attorney fees?
Case #s, dates, courts.

(related to their motion for security for costs.)


3) Reasonable procedures.

This should be an admission: TU has NO error checking in their database.

Have to read Eileen's depo for this.

Am looking for the desciption of how procedures are established. Names, job titles, etc.

4) How many consumers' files are blocked due to litigation (or other reasons)

(This is really important. I have NEVER seen my TU FICO score because Trans Union blocked my file since I sued in 2001.

This is seriously impacting on my ability to prove damages in the form of lower scores and consumers are reluctant to file suit against TU because they will lose access to their credit files.

Additionally, TU fails to provide me with telphone access and demands that I provide my number and sit by my phone for literally days until they feel like calling me.)

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