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CreditCourt Forum » Equifax and CSC WILLFUL Enablement of Identity Theft  

Equifax and CSC could not care less where you live and whether YOU receive your credit reports or some stranger. Every time a creditor reports on your credit, they also report an address.

Apparently THAT address is considered YOUR address until the next creditor reports a different address.

The documentation posted here is from a Credit Activist client and it applies to EVERY person with a credit report in the US.

As you may know, I am suing the CRAs for my PIN in federal court and I hope to inspire many attorneys and consumers to file many suits.

Nothing will change until it becomes cost effective for the CRAs to comply with the FCRA and to implement procedures to produce ACCURATE credit reports. Once the CRAs' legal expenses exceed the cost of those procedures, they WILL comply.

  Thread Last Poster Posts Pages Last Post
Summary and the damages of opting out of promos
The CSC motto: "If it CAN be screwed up, we WILL screw it up!!!"
Christine07-27-03  07:42 pm
$1,000 statutory damages for inquiries without permissible purpose
This explains why CSC quickly deleted the promo inquiries. It's difficult to sue for inquiries that aren't on the report.
Christine12-05-03  01:02 am
12/5/03 - email to Gail Scott, CSC Legal Department
Why did CSC DELETE the inquiries?
Christine12-05-03  12:56 am
11/13/03 - Gail Scott reply - CSC deleted the inquiries!!!!!Christine12-02-03  12:02 am
10/23/03 - my e-mail to Gail K. Scott, Paralegal, CSC
It took several weeks for my client to receive the new credit report.

While my client opted out of promos on 7/18/03, the new report shows NUMEROUS promotional inquiries after 7/18/03?
Christine11-13-03  04:34 pm
9/26/03 - fax from Gail Scott, Paralegal at CSC
Ms. Scott entirely ignored our 9/5/03 fax and did not provide ANY answers.
Christine09-26-03  08:12 pm
9/10 to 9/16/03 - Ms. Scott from CSC legal department e-mail commun...
After I left a VM for Donns White on 9/10 to confirm receipt of my fax, I received the e-mail from Gail Scott in the CSC legal department.
Christine09-16-03  08:23 pm
9/5/03 - fax to CSC Donna White re. mailing to OLD address ....
CSC mailed the investigation results to the OLD address AGAIN!

And, the results claim that Midland Credit Management was deleted, yet it is STILL on the report. No response was ever received from CSC regarding the request for credit monitoring service and comments about my allegations.
Christine09-05-03  04:40 pm
8/19/03 - CSC sent the investigation results to OLD address AGAIN!Christine08-31-03  04:21 pm
8/7/03 - Donna White, CSC, did not receive the faxChristine08-31-03  04:11 pm
8/5/03 - Donna White, CSC did not receive my 7/27 faxChristine08-31-03  04:07 pm
7/27/03 - 2nd fax to CSC requesting the investigation results
I'm also asking for 2 years of monitoring services with TU, Experian and Equifax and I request they CSC notify me by 8/1/03 if any of my statements and assumptions are incorrect.
Christine07-27-03  05:35 am
7/11/03 - the request for the 4/28 investigation results
No dispute results were ever received, CSC refused to send a copy when my client called them, I finally had to submit the Power of Attorney and fax to CSC.
Christine07-27-03  05:21 am
4/28/03 - faxed dispute to CSC
The dispute contained the NEW address.
Christine07-27-03  02:36 am
4/21/03 - scan Equifax Mortgage credit report with CURRECT address ...
The NEW address is on this credit report
Christine07-25-03  04:54 am
The FTC on opting out of prescreened credit offers
The FTC is sending business to the CRAs.
Christine07-27-03  01:53 am
Equifax/CSC change the address according to CREDITORS' reporting
The technicalities: When and how addresses change, what you say is irrelevant, and they couldn't care less that they willfully subject you to identity theft.
Christine07-27-03  01:19 am
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