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ConsumerInfo.com sells INCOMPLETE tri-merged credit reports and snake oil scores and they often refuse to honor cancellation or refund requests.

Apparently MANY people are finding charges for reports they didn't order or for "free" reports and don't know how to get their $$$ back.

I am listing ConsumerInfo.com and PrivacyGuard in the same topic, but they are SEPARATE companies! You need to determine WHO placed the charges so you don't demand a refund from the wrong entity. USUALLY, you will find the name and and phone # next to the charge on your bill.

  Thread Last Poster Posts Pages Last Post
Note their phone # on my statementDebbie05-18-04  09:28 pm
National Class Action? Christine02-26-04  04:36 am
Promised refund, but didn't come throughChristine02-24-04  12:57 am
Ripped off too.Christine04-24-04  07:31 pm
EPIC files complaint against ExperianChristine01-24-04  06:40 am
Illinois class action: Consumers Allege Experian's Consumerinfo.com...Christine01-16-04  01:19 am
12/29/03 screenshot of CIC contact pageChristine01-07-04  05:36 am
CIC related postings and comments at the CreditSuit blogChristine01-12-04  01:46 am
Charge PRIOR to the 30 daysChristine01-15-04  05:20 pm
$79.95 charge and never order a CIC productLenacrab04-22-04  02:40 pm
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Christine
Board Administrator
Username: Christine

Post Number: 1733
Registered: 09-2002
Posted on Wednesday, January 07, 2004 - 05:29 am:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

Just a week ago I was thrilled to see that CIC had finally added a fax # and tollfree # to their contact page.

Today I looked again and the fax # disappeared entirely and the toll free # is "hidden" on the linked pages! Even their mailing address changed. Looks like a CIC web person screwed up and provided too much info and they quickly fixed that.

Please do post here if you have additional contact info or something changes. I will add more info over the next few days. Really don't have much time, but with several complaints every day at the blog I just had to do something.
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Outsider67
Registered User
Username: Outsider67

Post Number: 1
Registered: 03-2004
Posted on Wednesday, March 17, 2004 - 07:28 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

Well I have to join all of you. Against all instincts and better judgement I signed up with CIC also.

I knew I would have to cancel for the credit reports to be "free". I never received access to my report because I thought I had stopped the registration process before concluding. But that is not the case- my fault.

So I emailed them today to ask for a refund. I got an email back saying they would further reply.
So I called. the 800-220-2626 number was busy immediately, so I called 1-888-888-8553. I spoke with "Mary" (62924) who was pleasant, but gave me a bit of a hard sell on the cancellation. She claims to have canceled my membership and that I should receive a refund in 7-10 bus days. I also have now received a confirmation email. I am expecting a partial refund but was not advised of that.

So I am trying to play by their criteria. I will post back with the results.

Lesson learned!
Seattle WA

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Christine
Board Administrator
Username: Christine

Post Number: 1917
Registered: 09-2002
Posted on Wednesday, March 17, 2004 - 09:21 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

Well, the good news is that you got a confirmation e-mail of the cancellation, so you'll probably get the refund.

Thanks for posting the details!
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Hes
Registered User
Username: Hes

Post Number: 1
Registered: 03-2004
Posted on Thursday, March 25, 2004 - 10:33 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

I to got hit with this 79.95 charge by CIC because this is a debit account I may or may not get a refund I am going to file a complaint with the NH attorney generals office this has to be illegal HES
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Christine
Board Administrator
Username: Christine

Post Number: 1943
Registered: 09-2002
Posted on Thursday, March 25, 2004 - 10:54 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

Did you order a credit report? What happened?
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Hes
Registered User
Username: Hes

Post Number: 2
Registered: 03-2004
Posted on Thursday, March 25, 2004 - 11:01 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

I ordered the free report got nothing and recieved no email with user name or password for my 79.95.
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Christine
Board Administrator
Username: Christine

Post Number: 1944
Registered: 09-2002
Posted on Thursday, March 25, 2004 - 11:03 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

Wow, so did you send an e-mail to them, asking for the refund?
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Hes
Registered User
Username: Hes

Post Number: 3
Registered: 03-2004
Posted on Thursday, March 25, 2004 - 11:16 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

When this happened I did not get any report what so ever so I closed the window I have disputed this charge through my bank I have no email address to request a refund. Most online companies that I have done business with have emailed that type of information to me. I have recieved nothing.
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Christine
Board Administrator
Username: Christine

Post Number: 1945
Registered: 09-2002
Posted on Thursday, March 25, 2004 - 11:45 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

If you SCROLL UP you'll see some e-mail addresses. Of course you have to cancel with the right company - check your statement. Who billed you?

Normally there's also a # to call on the statements, but I'm not a big fan of calls because you can't prove them.
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Outsider67
Registered User
Username: Outsider67

Post Number: 2
Registered: 03-2004
Posted on Friday, March 26, 2004 - 06:10 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

As a follow up- I did indeed receive a refund in the total amount of $79.95

thanks for the inspiration!
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Christine
Board Administrator
Username: Christine

Post Number: 1947
Registered: 09-2002
Posted on Friday, March 26, 2004 - 07:30 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

All right, thanks for the update!
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Jamesk
Registered User
Username: Jamesk

Post Number: 1
Registered: 04-2004
Posted on Thursday, April 08, 2004 - 05:11 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

I also was charged the 79.95. I never received any information from this company so I figured my registration wasn't processed. I called the 888 number above and explained that I never recieved any information. I was then given the runaround on my refund. When I informed the lady that I was aware of the many other complaints and I was giving the company a chance to correct this mistake she offered me a $25 gift card. I told her I would be joining the suit against the company and she then had no problem giving me my refund. I also received a comformation e-mail that in 7-10 days I will receive my refund.
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Christine
Board Administrator
Username: Christine

Post Number: 1976
Registered: 09-2002
Posted on Friday, April 09, 2004 - 02:32 am:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

They obviously know that what they're doing is wrong. And it's great that mentioning the suit gets results.

But what about the people who don't know about it?
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Dustystar
Registered User
Username: Dustystar

Post Number: 1
Registered: 04-2004
Posted on Monday, April 12, 2004 - 09:12 am:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

I ordered a credit report from freecreditreports.com for $34.95 on 9/01/03. I actually paid for this and declined to check the box that would sign me up for newsletters or other services. On April 7, 2004 I got charged the $79.95 from CIC Credit Monitoring SVC. I called my bank and they gave me the toll free number. The customer service rep told me that I had to confirm all of my account info with them before they could speak to me. This would mean that I have to give them all of my personal info including my debit card number. Given the nature of the situation, I refused, they basically hung up on me. My bank told me to file a police report which I will do today. I also sent a nasty email to the helpconsumerinfo address requesting a refund. I know they will not give me one, even though they went into my debit card and took the money from me. I do not make a lot of money, and $80 bucks is a weeks worth of groceries and gas to get to work. Now I will also have to change my account information at my bank which is a huge inconvenience. This company needs to be shut down!
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Christine
Board Administrator
Username: Christine

Post Number: 1979
Registered: 09-2002
Posted on Monday, April 12, 2004 - 03:47 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

Yeah, it should be shut down, fat chance though.

Please update with what your police says, because my local law enforcement agency refused to investigate my ID theft complaint.
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Dfinkley
Registered User
Username: Dfinkley

Post Number: 1
Registered: 04-2004
Posted on Tuesday, April 20, 2004 - 12:25 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

THIS CIC CREDIT MONITORING COMPANY CHARGED MY ACCT 79.95 4TIMES THIS COMPANY IS FULL OF CRAP
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Christine
Board Administrator
Username: Christine

Post Number: 1981
Registered: 09-2002
Posted on Tuesday, April 20, 2004 - 05:44 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

Make sure you dispute in writing, and watch for more class actions.

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